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Things You Must Know About the FHA First Time Home buyer loan program: 1. Low Credit Score: First time home buyer loans are one of the best home loans for low FICO credit scores in Houston because of its minimum credit score requirements. If you have a Credit Score of 580 or higher you would be able to get a mortgage with just 3.5 percent down.
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Houston mortgage lenders serve a wide range of borrowers. Here are the. your consideration. MORE: Find out about Texas first-time home buyer programs. Zions Bank. Specializes in jumbo loans in the Houston area.